When Weddings
Go Wr ng
From the guest list and flowers to the catering and DJ, there’s a lot of planning that goes into pulling off the perfect wedding. Unfortunately, with so many details to deal with, many soon-to-be newlyweds simply don’t plan for the unexpected.
Bottom line? Always heed Murphy’s Law and purchase wedding insurance. Because bad things often happen on the best day of your life.
$
27,021
CLAIMS PROPERTY DAMAGE
F AVERAGE COST O E FA L L IN G IN LO V
BY THE
NUMBERS
36% 15%
LOST RING (1%) MILITARY LEAVE
Percentages of actual insurance claims by category
4%
10%
5%
ILLNESS or DEATH
6% PERSONAL INJURY
PHOTOGRAPHY FIASCOS
9%
7%
GIFT GRIEFS
VENDOR MISHAPS
7%
INCLEMENT WEATHER
DRESS DISASTERS
A lost ring. A cake never delivered. A photographer who simply doesn’t show up. Clearly, claims come in all shapes and sizes. This handy pie chart illustrates that no wedding is ever safe from the unexpected.
Guests Gone Wild
$
3,558
Average Amount Paid for a VendorRelated Claim
You never know when Uncle Bill will decide to play Tarzan with the chandelier.
From the wrong flowers ordered to your planner going out of business,
Simply put, be prepared for guests wreaking havoc. On average, the typical wedding reception exceeds $12,000.
being properly covered can help protect you from vendor mishaps.
Unforeseen Acts of Canine
Man’s best friend doesn’t always act as such. Case in point: a dog eating your $4000 wedding dress. Believe it or not, it’s happened. And it’s just another reason to properly insure your wedding.
Ring Around the Toilet
Dial 911 We Got a Cake Down
Nothing can turn wedding day jitters into wedding day grief like a lost ring.
Tragedy can befall a wedding cake long before it’s served.
Especially with the average ring costing more than $5000.
8 71
$
With the average cost of food at $61 per guest, be prepared for any food-related miscues.
10%
50
Average Claim Amount Involving Stolen Gifts Aren’t these people supposed to be your closest friends & family?
Percentage of Claims Photographer Related
No crying over spilled beer. Unless that beer spills all over the camera belonging to your wedding photographer.
It’s impossible to do a background check on every guest. So protect your gifts from those who plan to use your wedding as a free shopping spree.
Who Invited Mother Nature
With 9% of claims weather-related,
it’s always wise to protect your wedding from Mother Nature’s wily ways.
Brought to You by Markel. The Wedding Insurance Experts. Call 1.800.236.4252
Get a free quote at MarkelEventInsurance.com
Sources: Markel Event Insurance Claims, TheKnot.com and WeddingChannel.com 2011 Real Weddings Survey
